Eva

Yes, you can put payday loans into a chapter 13 bankruptcy or a chapter 7. I have done it. Don’t ever do it again, they are total ripoffs.

Angela

Yes, you can roll this into your total. However, why don’t you just try to work a little harder, spend a little less, and just pay off the payday loan.

Keep in mind the lesson you have learned from this. Payday loans are a really, really bad idea. With the outrageous interest rates they impose, it’s basically like going to a loan shark…. except they won’t break your kneecaps if you don’t pay!!

Gladys

oh ok .. i got this for you…

better check it out, im pretty sure you’ll discover something…

Alvin

Debt consolidation is an option, and you should look into it. Just be careful about WHAT you’re getting into. Some plans, because of their higher APR rates get you into more trouble than you were.

Also, some lenders look poorly upon it later on. Some institutions believe that it really is a black mark. It will depend upon the types of deals that your particular company or lender work out, and of course, your own individual circumstance. For some with absolutely NO way out, debt consolidation is a welcome option.

Take a good hard look at all the options and plans offered, and don’t let a single company pressure you into something you just can’t do. Make sure that you’re comfortable with the plan offered before you commit to it.

In any case, it doesn’t hurt to investigate debt consolidation as an option. It doesn’t cost you anything to find out more information about it.

If you want a place to start your investigating, there’s information and listings for debt consolidation providers on the page listed below. You’ll probably find something of use there: